Getting financial help when you need it the most has just been made easy for those in Ghana. So, if you are in Ghana right now and have been searching for how to get an easy and fast loan then this article Is for you. Read the details of this post to see how to use Carbon Loan Ghana to get help in a few minutes.

It is no longer news that online financial loan apps have come to stay and have taken center stage in the financial sector. Hence, you can sit in the comfort of your home and request a loan which will be approved and sent to you in a few minutes.

Carbon Loan is one of the most prominent and reliable loan platforms right now. It has distinguished itself in the sense that it is legit, fast, and easy to use. It has been in existence for years in other African countries like Nigeria. Hence many people are eager to know if there is a Carbon loan in Ghana. And if yes, how does it work? These and many more details have been given in the article, so continue reading to find out.

Does Carbon Loan Work In Ghana?

Here is the good news for all Ghanaians, yes, Carbon Loan is now available in Ghana. So, if you are a customer of Carbon Loan or you’ve been eagerly waiting for this, I know it will excite you to know that with just a few clicks, you can get a loan using this platform wherever you reside in Ghana. See more about Carbon Loan Ghana in the next paragraph.

About Carbon Loan Ghana

Carbon is a financial management company headquartered in Lagos, Nigeria. Its founder Chijioke Dozie worked as an investment analyst for many financial organizations in Africa and beyond. The company was founded in 2012 and has since then provided easy-access loans to individuals to help solve their financial needs.

Carbon has branches in Nigeria, Kenya, and Ghana with over a hundred employees. And its major mission is to empower people with the finances that are needed to pursue a better life. Interestingly, these loans are given at low-interest rates and are available 24/7. All you need to do is apply for it and in a few minutes you will be credited if you are eligible. See the eligibility criteria and application method below.

Eligibility Requirements For Carbon Loan

You don’t have to be worried about qualifying for a Carbon Loan Ghana. This is because the eligibility requirements are set in such a way that everyone is qualified. And of course, it does not require collateral or any paperwork. All you need to meet are;

  • Must be up to the age of 18 years which is the official age for adults in Ghana. This is because the loan is meant for adults.
  • Should have a steady source of income.
  • Should have a good credit score and credit history. This will help to determine how much money you will be approved for.
  • Must have a valid bank account.
  • An active phone number and email address for verification.
  • A valued National Identity.
  • A recent passport photograph.

With all of these intact, you can now proceed to apply for a loan which will be approved. See the steps involved in the application below.

How To Get A Loan From Carbon Loan Ghana


Take the following steps to get a loan from Carbon.

Step 1: Create An Account With Carbon

This can be done either on the Carbon website or by downloading the mobile app. Create an account by providing basic details about yourself as you will be prompted. You will be asked to create a password for future login. Afterwards, proceed to the application.

Step 2: Fill Out An Application Form

Still on the website or mobile app, click on “Apply for a loan now”. This will redirect you to the application page. Follow the prompts to enter your information including your desired loan amount and account information.

Step 3: Prove Your Identity

You will be asked to upload valid credentials like a National ID, bank statement, passport photograph, etc. Upload them and you are almost done.

Step 4: Receive The Funds

After submitting your application, it will be immediately reviewed. If approved, the money will be sent to your bank account in a few minutes.

How Much Can I Borrow From Carbon Loan In Ghana?

You can borrow as much as GHS 5000 from Carbon on the first attempt. However, the actual loan amount is between GHS 100 and GHS 8000. The amount of money that will be approved for you depends on several factors including your creditworthiness. If you have a history of not repaying loans at the set time and date, your loan amount will be lower than that of a faithful customer.

What Are The Interest Rates For Carbon Loan Ghana?

The interest rates for Carbon Loan Ghana are between 2% and 30%. The actual rate depends on the amount of money borrowed and the credit history of the loan seeker. Always read and understand the loan terms before accepting any loan offer.

How Long Does It Take To Receive A Loan After Applying?

As reported by customers of Carbon, the company reviews and discusses loans in less than 30 minutes after applying for the loan. So, there is no need to wait in long queues as it is done with commercial banks. Just sit in your home or office and get your account credited with your desired loan amount.

What Time Can I Apply For Carbon Loan In Ghana?

This loan company has boasted of being available to customers at all times. So, irrespective of where you are, you can get access to Carbon loan at any time of the day. It operates a 24/7 availability service for anyone in need of a loan.

Is Carbon Legit?

Yes, Carbon Loan is legit. It has been in existence for over a decade and has been legitimately serving humanity. There are several reviews by customers stating that it truly does what it claims to do.

Also, it is duly registered by the Corporate Affairs Commission with a license to operate. Therefore, it is a no-scam zone. You, however, must be watchful of phishing websites posing as Carbon to defraud people.

How To Contact Carbon Loan Ghana

To get in touch with Carbon Loan Ghana customer care, call +233240108580. Here, you can lay out your complaints and get all your questions answered. You can also join their social media communities on Facebook, X, LinkedIn, etc for more information. Or visit its head office at Plot 1224, Bishop Oluwole Street, Victoria Island, Lagos.


With Carbon Loan Ghana, you can now get money to fix your immediate needs with just a few taps. Every detail you need about this loan company including how to apply and get a loan from them has been shown to you.  I know that with these simplified tips, you will get your loan soon. Do not forget to use the contact information above to reach out to them for inquiries.